Locker’s Real Estate Brokers – over 50 YEARS servicing Thompson and the surrounding area.
Real estate is an investment and does require financial responsibility – mortgage payments, maintenance costs, property taxes, property costs. If you are renting, you should consider how much you are paying in rent each year. Sometimes a mortgage payment is the same, or possibly even less than your monthly rent payment. Owning your own home will bring you great pride. Each month, you will be investing in your own property – not someone else’s!
Your first step should be meeting with your financial institution to discuss your ability to own your own home. Normally, financial institutions will require you to have saved up money for a down payment (usually 5% of the purchase price of a home) and one time closing costs (land transfer tax, legal fees, property inspection reports). Your financial institution can determine, from your total debt servicing, how much of a mortgage you can afford comfortably and pre-approve you to buy a home. Our Realtors network with many financial institutions and can assist you with setting up appointments to take this first step towards owning your own home.
When buying a home, you need to consider you and your family’s needs – number of bedrooms and bathrooms, location close to work, school, recreation and amenities, size of home and yard. Our Realtors will take the time discussing your “wants” (features that you would like to have in a home) and “needs” (features you must have in a home). We can search out properties that fit your “wants” and “needs” within your budget, set up appointments to show you these homes and take you through all the steps necessary to buying your home. This service is FREE!
Transferring to another community and need assistance? We can review your needs with you – and source out Realtors that we network with to assist you!
Buying a home has never been easier!